Small daily expenses add up to shocking annual totals. This calculator reveals the true cost of your spending habits.
A $5 daily coffee costs $1,825/year. Over 10 years, invested at 10%, that's $31,000+.
The average American spends $3,000/year eating out and $273/month on subscriptions.
A $5 daily coffee costs $1,825 per year, or $18,250 over 10 years.
The 'latte factor' is a financial concept showing how small daily expenses compound into large sums over time.
The average American spends $273/month ($3,276/year) on subscriptions including streaming, software, and memberships.