Loan-to-Value (LTV) Calculator

LTV ratio is a key factor lenders use to assess mortgage risk.

What this calculator does

LTV = Loan Amount / Property Value × 100.

How it works

LTV > 80% typically requires Private Mortgage Insurance (PMI).

Frequently asked questions

What is a good LTV ratio?

LTV ≤ 80% avoids PMI. LTV ≤ 60% typically gets the best mortgage rates.