Financial Independence Calculator

Your FI number is 25× your annual expenses — the portfolio that lets you live off investments forever.

What this calculator does

At a 4% withdrawal rate, a $1.25M portfolio supports $50,000/year in expenses indefinitely.

Frequently asked questions

What is a FI number?

Your annual expenses × 25. This is the portfolio size that can sustain you forever at a 4% withdrawal rate.