Crypto Tax Calculator

The IRS treats cryptocurrency as property. Every sell, trade, or use of crypto is a taxable event.

What this calculator does

Short-term crypto gains (held < 1 year) are taxed as ordinary income, up to 37%.

How it works

Long-term gains (held ≥ 1 year) qualify for preferential 0–20% rates.

Germany exempts long-term crypto gains held over 1 year from all tax.

When to use this calculator

Use this calculator before executing any trade — not just after. Knowing the exact net proceeds after fees and estimated taxes gives you the true profit figure, not the gross amount that the exchange displays.

Common mistakes

Many traders ignore tax liability when calculating net profit. Depending on jurisdiction and holding period, capital gains tax can reduce the realised profit by 10–37%. Include an estimated tax rate in the calculation to see your true net return.

Real-world scenarios

A DCA investor wants to know the blended cost basis and overall P&L across 12 monthly purchases at varying prices. The calculator aggregates the position to show the average entry price, total investment, and current gain or loss as a percentage.

Frequently asked questions

Is crypto taxed in the US?

Yes. The IRS treats crypto as property. Capital gains tax applies to sells, trades, and payments.

How do I reduce crypto taxes?

Hold for 1+ year for long-term rates, harvest tax losses, or donate appreciated crypto to charity.

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