HODL Returns Calculator

HODL = Hold On for Dear Life. See how patient investors are rewarded over time.

What this calculator does

,000 invested in Bitcoin in 2015 (~$250) would be worth ~$260,000 at $65K/BTC.

When to use this calculator

This tool is essential for comparing trades across different assets, fee structures, or holding periods. The annualised return figure puts short and long-duration trades on the same scale for fair comparison.

Common mistakes

Many traders ignore tax liability when calculating net profit. Depending on jurisdiction and holding period, capital gains tax can reduce the realised profit by 10–37%. Include an estimated tax rate in the calculation to see your true net return.

Real-world scenarios

An investor compares a 6-month crypto return of 45% against the annual return on a stock portfolio of 22%. Using the annualised CAGR mode reveals the crypto position generated approximately 105% annualised — context that makes the comparison meaningful.

Frequently asked questions

What does HODL mean?

HODL originated from a misspelling of 'hold' — now means holding crypto long-term through volatility.

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